Address Verification Solution
Automated OCR and address validation for Proof of Address documents like bank statements, utility bills, etc., combined with location signals from IP & GPS.
How it works
How Address Verification works
A simple, user-friendly Proof of Address flow for your business.
Step 1
How Address Verification Works
Ask the user to upload or capture an eligible proof of address document (e.g., a bank statement or utility bill) within your onboarding or step-up flow.
Step 2
Extract key address data
The user completes a short liveness check to confirm real presence and detect spoofing attempts.
Step 3
Check document authenticity
Verify document type and recency rules, detect missing or incorrect fields, and flag suspicious submissions for review.
Step 4
Match against user-provided details
Compare extracted address data with the address the user entered (and/or their existing verified profile) and surface mismatches instantly
Step 5
Make a decision or trigger step-up
Automatically approve matches, send for manual review, or route to ID Verification, Liveness, AML Screening, Questionnaire, or Video KYC if needed.
Step 1
Request location consent
Ask the user to upload or capture an eligible proof of address document (e.g., a bank statement or utility bill) within your onboarding or step-up flow.
Step 2
Capture GPS location signal
Identomat collects the device’s GPS-based location to confirm the user’s real-world presence.
Step 3
Capture IP location signal
In parallel, Identomat checks the user’s IP and derives location indicators (country/region/city level, depending on signal quality) to add an additional layer of geo context.
Step 4
Validate and cross-check location
Compare GPS vs IP signals, detect inconsistencies, and flag risk patterns (e.g., location mismatch, suspicious routing, or signals that don’t align with your geo rules).
Step 5
Make a decision or trigger step-up
Control access with geo rules (countries, regions). If signals are weak, route users to Document-based Proof of Address or manual review.
Benefits
Why businesses choose Identomat’s Address Verification
Meet POA requirements with audit-ready evidence
Capture proof of address documents and produce structured, reviewable results that support KYC and compliance decisions.
Reduce fraud tied to fake or mismatched addresses
Flag inconsistencies between user-provided details and extracted document data before they become chargebacks, disputes, or investigations.
Less manual review, fewer back-and-forth requests
Automated extraction and validation reduce time spent reading documents and chasing users for corrections.
Keep onboarding moving with step-up address checks
Trigger address verification only when it’s needed - during higher-risk actions, higher limits, or suspicious activity - so low-risk users don’t face unnecessary friction.
Consistent decisions across teams and markets
Apply the same address verification logic across products, geographies, and teams to streamline processes.
One platform for all your verification needs
Address Verification integrates seamlessly with Identomat’s other solutions, such as ID Verification, Liveness, AML Screening, Questionnaire, and Video KYC - without rebuilding your process.
Geo-gating your services
Apply address verification to confirm a user’s jurisdiction when access depends on residency - so you can block restricted locations, enforce market-specific rules, and keep onboarding compliant as you expand.
Certifications
Security first. Always
It is a core part of Identomat’s mission to keep our customers, and our customers personal information private and secure. We built our company and products with digital trust and safety principles at its core.
FAQ
Frequently asked questions
Everything you need to know about the product and billing.
How accurate and reliable is Identomat’s Address Verification?
Identomat combines automated OCR with document validation rules to extract and verify address data consistently. By checking document type, required fields, and freshness, the system reduces manual errors and produces audit-ready results you can rely on for compliance decisions.
Which countries and document types are supported for address verification?
Identomat supports Proof of Address documents such as bank statements and utility bills across multiple countries. This allows businesses to apply the same address verification logic globally while supporting local document formats and onboarding requirements.
Is address verification performed in real time during onboarding?
Yes. Address data is extracted and validated automatically during the user flow. Matches, mismatches, and missing information are surfaced immediately, allowing instant approval, manual review, or step-up checks without delaying onboarding.
How does Identomat help detect fraud or mismatched addresses?
Identomat compares extracted address data with user-provided information and existing profiles. Inconsistencies, outdated documents, or suspicious submissions are flagged early, helping prevent fraud linked to fake or mismatched addresses.
Can Address Verification be integrated with other Identomat checks?
Yes. Address Verification works as part of the same Identomat workflow and can be combined with ID Verification, Liveness, AML Screening, Questionnaires, and Video KYC. Step-up actions are triggered automatically based on risk rules.
How are address data standardized and reviewed across teams?
Extracted address data is structured and formatted consistently, making it easy to review, compare, and audit. This helps teams apply the same verification standards across products, regions, and compliance teams without relying on manual interpretation.
See Address Verification in action
Get a quick demo and see how Identomat’s solutions can streamline your operations and improve your customer onboarding journey.